![]() ![]() Savings accounts are safe places to stash your emergency fund, which experts say should equal at least 3-6 months of living expenses (more if your job is less stable or you are the sole breadwinner of your family). ![]() Another is saving a smaller amount in a more liquid form, to keep on hand as an emergency fund. This is generally an ongoing form of saving, in a 401(k), IRA or other retirement account that comprises a mix of stocks and bonds. We all know it's important to save, but there are different kinds of saving.
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